CFSA basics - Certified Financial Services Auditor (IIA-CFSA) Updated: 2024 | ||||||||
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Exam Code: CFSA Certified Financial Services Auditor (IIA-CFSA) basics January 2024 by Killexams.com team | ||||||||
CFSA Certified Financial Services Auditor (IIA-CFSA) Certified Financial Services Auditor® (CFSA®) exam Syllabus The CFSA exam tests a candidate's knowledge of current auditing practices and understanding of internal audit issues, risks, and remedies in the financial services industry. The exam consists of 115 multiple-choice questions. The testing period is two hours and fifty-five minutes. Exam questions are all multiple-choice (objective) with four answer choices. 80% of the exam covers four domains: Financial Services Auditing, Auditing Financial Services Products, Auditing Financial Service Processes, and The Regulatory Environment. The remaining 20% relate to the candidates' chosen discipline and will be at the proficiency level. CFSA candidates may choose any one of the three disciplines as part of their CFSA exam test. Candidates may not choose to be tested on more than one discipline. The CFSA designation does not distinguish one chosen discipline from another. The CFSA exam core content covers four domains: Domain I: Financial Services Auditing (25-35%) Domain II: Auditing Financial Services Products (25-35%) Domain III: Auditing Financial Service Processes (25-35%) Domain IV: The Regulatory Environment (10-20%) CFSA exam Individual Disciplines Banking: Products, Processes, and the Regulatory Environment (20% — Proficiency Level) Insurance: Products, Processes, and the Regulatory Environment (20% — Proficiency Level) Securities: Products, Processes, and the Regulatory Environment (20% — Proficiency Level) Financial Services Auditing (25-35%) (P) = Candidates must exhibit proficiency (thorough understanding, ability to apply concepts) in these course areas. (A) = Candidates must exhibit awareness (knowledge of terminology and fundamentals) in these course areas. A. IIA International Professional Practices Framework (P) B. Internal Control/Risk Management/Governance (P) Internal Control Frameworks Risk Management Frameworks Governance Models C. Audit Process (P) Audit Planning Audit Fieldwork Risk Assessment Analytical Review Data Gathering and Evaluation Testing Tools and Techniques (e.g., CAAT) Audit Communications Monitoring Outcomes D. Implications of Information Technology (P) E. Auditing Financial Statement Elements (P) Balance Sheet Statement of Cash Flows Income/Expense Statement Off Balance-sheet Items Auditing Financial Services Products (25-35%) (P) = Candidates must exhibit proficiency (thorough understanding, ability to apply concepts) in these course areas. (A) = Candidates must exhibit awareness (knowledge of terminology and fundamentals) in these course areas. A. Lending/Loans (A) B. Deposits (A) C. Trusts (A) D. Annuities (A) E. Derivatives (A) F. Electronic Services (A) G. Cash Management Services (A) H. Stocks (A) I. Bonds (A) J. Commodities (A) K. Mutual Funds (A) L. Employee Benefits (A) M. Capital Market Products (A) N. Securities Lending (A) O. Insurance Policies (A) P. Insurance Products (A) Q. Foreign Exchange (A) R. Asset Management (A) S. Money Market Products (A) Auditing Financial Service Processes (25-35%) (P) = Candidates must exhibit proficiency (thorough understanding, ability to apply concepts) in these course areas. (A) = Candidates must exhibit awareness (knowledge of terminology and fundamentals) in these course areas. A. Risk Management (A) Asset/Liability Management Trading Market Risk Credit, Liquidity, Operational Risk Allowance for Loan and Lease Losses Reserves B. Underwriting (A) Loans Securities Insurance Private Placement Initial Public Offerings C. Securitizations (A) D. Treasury Operations (e.g., Cash Management) (A) E. Back-office Operations (A) F. Marketing Sales and Distribution (e.g., Insurance Agencies, Bank Branches, Brokers) (A) G. Claims (A) H. Investments (A) I. Broker/Dealer Activities (A) J. Rating Advisory Service (A) K. Mergers and Acquisitions (A) L. Loan Operations (e.g., Collateral Issues, Perfecting Liens) (A) The Regulatory Environment (10-20%) (P) = Candidates must exhibit proficiency (thorough understanding, ability to apply concepts) in these course areas. (A) = Candidates must exhibit awareness (knowledge of terminology and fundamentals) in these course areas. A. Overview of the Regulatory Environment (A) Function of Central Bank Function of Insurance Regulators Function of Securities Regulators B. Laws and Regulations (A) Equal Credit Opportunity/Antidiscrimination Home Mortgage Disclosure Reserve Requirements Insider Transactions Lending Disclosure Deposits Disclosure Real Estate Sales Disclosure Self-assessment of Internal Controls/Risk Management Investor/Depositor Protection Financial and Personal Information Privacy Anti-Money Laundering C. Stock Exchanges and Other Markets (A) D. Money and Banking (A) Role of Money and Banking Bond and Stock Markets Effect of Interest Rate Movements Monetary Management Theories | ||||||||
Certified Financial Services Auditor (IIA-CFSA) IIA (IIA-CFSA) basics | ||||||||
Other IIA examsCCSA Certification in Control Self-Assessment (IIA-CCSA)CFSA Certified Financial Services Auditor (IIA-CFSA) IIA-CIA-Part1 Certified Internal Auditor - Part 1, The Internal Audit Activitys Role in Governance, Risk, and Control IIA-CIA-Part2 Certified Internal Auditor - Part 2, Conducting the Internal Audit Engagement IIA-CIA-Part3 Certified Internal Auditor - Part 3, Business Analysis and Information Technology IIA-ACCA ACCA CIA Challenge IIA-CRMA Certification in Risk Management Assurance (CRMA) IIA-CIA-Part3-3P Business Knowledge for Internal Auditing IIA-CRMA-ADV Certification in Risk Management Assurance (CRMA Advanced) | ||||||||
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Financial CFSA Certified Financial Services Auditor (IIA-CFSA) https://killexams.com/pass4sure/exam-detail/CFSA Question: 500 Money market funds bond funds (also called fixed income funds) , and stock funds (also called equity funds) are the categories of: A. Mutual funds B. Professionally managed portfolio C. Hedge funds D. None of these Answer: A Question: 501 ___________ have relatively low risks, compared to other mutual funds. A. Stock funds B. Hedge funds C. Money funds D. Both B and C Answer: C Question: 502 Money market funds: A. Can invest in only certain high-quality, short-term investments issued by Federal State and local government B. Try to keep their NAV at a stable $1.00 per share C. Pay dividends that generally reflect short-term interest rates D. All of these Answer: D Question: 503 Some of the risks associated with bond funds are all of the following EXCEPT: A. Credit Risk B. Interest Rate Risk C. Payment Risk D. Liquidity Risk Answer: D Question: 504 If interest rates fall, a bond issuer may decide to pay off (or retire) its debt and issue new bonds that pay a lower rate. When this happens, the fund may not be able to reinvest the proceeds in an investment with a high return or yield. This is an example of: A. Credit risk in bond funds B. Prepayment risk in bond funds C. Interest rate risk in bond funds D. All of these Answer: B Question: 505 Overall market risk poses the greatest potential danger for investors in ____________. A. Bonds funds B. Hedge funds C. Stock funds D. Growth funds Answer: C Question: 506 _____________ funds may specialize in a particular industry segment, such as technology or consumer products stocks. A. Index B. Sector C. Growth D. Income Answer: B Question: 507 There are different classes of mutual funds. Classes that typically do not have a front-end sales load. Instead they may impose a contingent deferred sales load and a 12b-1 fee (along with other annual expenses) is called: A. Class A B. Class B C. Class C D. Both B&C Answer: B Question: 508 Hedge funds: A. Seek to profit in all kinds of markets by pursuing leveraging and other speculative investment practices B. Are subject to very few regulatory controls C. Also have voluntarily restricted investment to wealthy investors through high investment minimums (e.g. $1 million) D. All of these Answer: D Question: 509 Some objectives of an audit related to mutual funds might include determining that: A. Mutual fund checks are issued in accordance with firm policies and supported by valid trades B. Mutual fund purchases are confirmed on a timely basis C. Mutual fund switches are not authorized by the client D. All EXCEPT C Answer: D Question: 510 Major types of Real Estate Investment Trust (REITs) include all of the following EXCEPT: A. Equity REITs B. Mortgages REITs C. Hybrid REITs D. None of these Answer: D Question: 511 Not all misstatements will be material enough to affect the fair presentation of the financial statement. A material misstatement is one that the auditors determine would change or influence the option of a reasonable person relying on the financial statements for information. Ultimately, auditors must exercise judgment to assess materiality based on the qualitative nature of the misstatements and their quantitative extent. Materiality is also based on auditors assessment of control risk levels in the organization. The following factors may influence the auditors assessment of control risk EXCEPT: A. Managements awareness or lack of awareness of applicable laws and regulations B. Client policy regarding such matters as acceptable operating practices and codes of conduct C. Assignment of responsibility and delegation of authority to deal with such matters as organizational goals and objectives, operating functions, and regulatory requirements D. None of these Answer: D For More exams visit https://killexams.com/vendors-exam-list Kill your exam at First Attempt....Guaranteed! | ||||||||
In addition to the University of Wyoming Code of Ethical Conduct, the Internal Audit Department adheres to the mandatory elements of The Institute of Internal Auditors' (IIA) International Professional Practices Framework (IPPF), which includes the Core Principles for the Professional Practice of Internal Auditing, the Code of Ethics, the International Standards for the Professional Practice of Internal Auditing (the Standards), and the Definition of Internal Auditing. The purpose of The Institute’s Code of Ethics is to promote an ethical culture in the profession of internal auditing. A code of ethics is necessary and appropriate for the profession of internal auditing, founded as it is on the trust placed in its objective assurance about governance, risk management, and control. The Institute’s Code of Ethics extends beyond the Definition of Internal Auditing to include two essential components:
These rules are an aid to interpreting the Principles into practical applications and are intended to guide the ethical conduct of internal auditors This Code of Ethics applies to both entities and individuals that perform internal audit services. For IIA members and recipients of or candidates for IIA professional certifications, breaches of the Code of Ethics will be evaluated and administered according to The Institute’s Bylaws and Administrative Directives. The fact that a particular conduct is not mentioned in the Rules of Conduct does not prevent it from being unacceptable or discreditable, and therefore, the member, certification holder, or candidate can be liable for disciplinary action. Internal auditors are expected to apply and uphold the following principles:
Internal auditors: 1.1- Shall perform their work with honesty, diligence, and responsibility. 1.2- Shall observe the law and make disclosures expected by the law and the profession. 1.3- Shall not knowingly be a party to any illegal activity or engage in acts that are discreditable to the profession of internal auditing or to the organization. 1.4- Shall respect and contribute to the legitimate and ethical objectives of the organization. 2.-Objectivity Internal auditors: 2.1- Shall not participate in any activity or relationship that may impair, or be presumed to impair their unbiased assessment. This participation includes those activities or relationships that may be in conflict with the interests of the organization. 2.2- Shall not accept anything that may impair, or be presumed to impair their professional judgment. 2.3- Shall disclose all material facts known to them that, if not disclosed, may distort the reporting of activities under review. 3.-Confidentiality Internal auditors: 3.1- Shall be prudent in the use and protection of information acquired in the course of their duties. 3.2- Shall not use information for any personal gain or in any manner that would be contrary to the law or detrimental to the legitimate and ethical objectives of the organization. 4.-CompetencyInternal auditors: 4.1- Shall engage only in those services for which they have the necessary knowledge, skills, and experience. 4.2- Shall perform internal audit services in accordance with the International Standards for the Professional Practice of Internal Auditing. 4.3- Shall continually Boost their proficiency and the effectiveness and quality of their service. The International Internal Audit Standards Board voted to approve a set of new Global Internal Audit Standards that are expected to be released in January. The final standards from the Institute of Internal Auditors are scheduled to be released in English on Jan. 9, 2024, with translations into other languages to follow in the months ahead. An enhanced e-publication will provide enriched user options and a print edition is in development as well. The standards are scheduled to take effect in January 2025, 12 months after their release. The approval of the final standards follows on the heels of a six-month review of the results of a public comment process and a subsequent revision of the exposed draft standards. The IIASB said Wednesday it analyzed and considered nearly 19,000 specific comments from 1,600 completed surveys, plus feedback received through letters from and meetings with stakeholders. The IIA and IIASB plan to release a disposition report next month, summarizing the themes of feedback and the IIASB's decisions as reflected in the final version. On top of the final standards and disposition report, the IIA will provide practitioners with a document mapping the 2017 International Standards for the Professional Practice of Internal Auditing and the 2024 Global Internal Audit Standards. The IIA also plans to host a webinar on Jan. 24, 2024 to help internal audit practitioners and stakeholders become familiar with the new standards and their impact on the internal audit profession. Attendees will hear from IIASB representatives about the structure and content of the final standards and learn about the primary changes. The same webinar will be broadcast three times, with a live mp;amp;A session at the end of each, to accommodate attendees in various time zones globally. Richard Chambers, former president and CEO of the Institute of Internal Auditors and currently a senior internal audit advisor at AuditBoard, discussed the new Global Internal Audit Standards recently with Accounting Today. "That's going to influence the key priorities for internal audit next year," he said. "Around the first of January, you're going to have a year to get compliant, so whatever the new requirements are in those standards, that's going to be on the internal auditor's shoulders, along with all of these other compliance requirements coming out of regulatory and legislative this year. I think 2024 is setting up to be the year of compliance risk." The release of the new standards represents a milestone in the IPPF Evolution, a project that kicked off in 2020 with the goal of increasing the relevance and responsiveness of the IIA's International Professional Practices Framework to current challenges in the profession. The IPPF Evolution continues next year with the development of topical requirements, which have to be applied when weighing specific audit syllabus or engagements designated within an organization's audit plan. Updated IIA products and services — including the Quality Assessment Manual and external quality assessments, instructor-led and on-demand training sessions, and certifications — are scheduled to be released from 2024 through 2026. Visit https://www.theiia.org/en/standards/ippf-evolution/ for more information. Maintaining independence and editorial freedom is essential to their mission of empowering investor success. They provide a platform for their authors to report on investments fairly, accurately, and from the investor’s point of view. They also respect individual opinions––they represent the unvarnished thinking of their people and exacting analysis of their research processes. Our authors can publish views that they may or may not agree with, but they show their work, distinguish facts from opinions, and make sure their analysis is clear and in no way misleading or deceptive. To further protect the integrity of their editorial content, they keep a strict separation between their sales teams and authors to remove any pressure or influence on their analyses and research. Read their editorial policy to learn more about their process. Celebrating and embracing the spirit of progress and excellence, the International Innovation Awards (IIA) 2023 proudly honours 34 remarkable innovations that redefine industries and elevate the human experience on a global scale. As one of the pillars of the Innovation Revolution movement spearheaded by regional NGO Enterprise Asia since 2017, the award recognition program, which aims to create an innovation ecosystem for enterprises, is held annually to recognise outstanding innovations across the globe. This year marks the 7th edition of the awards which took place in Taipei, and was graced by Chern-Chyi “C.C.” Chen, Deputy Minister of Ministry of Economic Affairs, and Betty Hu, Deputy Director, Administration for Digital Industries, Ministry of Digital Affairs. This year’s winning innovations epitomise the core tenets of sustainable progress, steering towards accelerated growth, heightened efficiency, and inclusive practices. In perfect alignment with the IIA's mission, these innovations epitomise the ethos of fostering a global stage for businesses. They exemplify solutions that not only redefine industries but also serve as gateways to a more sustainable and promising future. Each winning innovation serves as a clarion call, encouraging organisations worldwide to persist in their investment in innovation for a future built on sustainability and progress. The awards drew an exceptional mix of submissions across 20 countries and markets such as Hong Kong, Malaysia, the Philippines, Singapore, Sri Lanka, Taiwan, Thailand, and the United Arab Emirates and United States of America, just to name a few. 34 innovations were selected and crowned winners from over 200 applications through a rigorous evaluation process by a jury of prominent judges across three categories: Product, Service & Solution, and Organisation & Culture. “The Fourth Industrial Revolution represents a seismic shift, an era where digital technologies, artificial intelligence, and automation are transforming the way they live, work, and interact. It is a time of unprecedented opportunities and challenges, and it is in this crucible of change that self-reflection becomes a guiding light. As they stand on the precipice of this revolution, they must strive for a society where innovation is synonymous with equity, sustainability, and ethical growth. The businesses that thrive will be those that recognise that self-reflection, driven by a moral compass, is the rudder guiding them through the uncharted waters of technological change.” Richard Tsang, President of Enterprise Asia, stated in his welcome address. Among the notable recipients of the highly coveted ‘InnoCube’ under the Product Category include Micron Technology, Inc.’s ‘Micron 6500 ION Data Center SSD’, which solves the issue of scaling AI in the data centre by delivering more performance while consuming 20% less power than previous 30 terabyte drives on the market, and Medidata Solutions International Asia Pacific Pte. Ltd.’s ‘Rave Companion’, which simplifies and accelerates data transfers for clinical trial sites into Rave EDC. For the Service & Solution Category, the New Taipei City Government, Information Management Center was awarded for ‘NewTaiPay (New Taipei Mobile Payment App)’, which is an incentive mechanism to distribute New Taipei Dollars to encourage municipal interaction that aligns with achieving the net-zero carbon emissions goal, and the United Arab Emirates’ Ministry of Health and Prevention with its ‘Customer Happiness Department’, which is the country’s first federal User Experience (UX) Lab on its premises that engage customers in digital services development. Far Eastern Big City Shopping Malls Co., Ltd. claimed the accolade under the Organisation & Culture Category with ‘Development X Health X Impact: Big City makes the happy workplace’, which comprehensively improves the work experience of its employees and achieves the goal of corporate talent sustainability. Krungsri Finnovate Company Limited also emerged as a winner under the Organisation & Culture Category with ‘Krungsri Finnovate's Impact in Sustainable Startup Growth’, which is Thailand's first startup fund allowing individual investments with a substantial fund size of 3 billion Thai Baht. Prior to the awards ceremony, the International Innovation Summit (IIS) 2023 was held during the day and officiated by Amy Ho, Commissioner of the Economic Development Department of the New Taipei City Government. Themed “Sustainable Innovation For Future Enterprises”, the Summit is a transformative program featuring industry leaders from around the world and provides a platform to not only inspire but catalyse action towards sustainable transformation. Over 300 innovation experts, industry leaders, and policymakers across the globe gathered at the summit to share and exchange the latest insights to reimagine business models, products, and services to create sustainable growth for organisations as well as a positive impact on society and the planet. At the Summit’s opening, Enterprise Asia Vice Chairman William Ng expressed that “Innovation, at its core, is a testament to human ingenuity. Yet, in their pursuit of excellence, they must not lose sight of the profound impact their choices have on the world around us. The ecological footprint of innovation cannot be an afterthought; it must be an integral part of the innovation process itself. The theme of the summit serves as a clarion call for collective action. It challenges us to reimagine the very fabric of innovation, intertwining it with the principles of sustainability that are not only vital to the health of their planet but also fundamental to the longevity and success of enterprises that shape their global landscape.” The Summit’s speakers included Agnès Pondaven, CEO of Qualibri Consulting and Climate Fresk Coordinator in Taiwan; Dr. Will Zhao, Professor at the University of Waterloo and Director of G Social Lab (Canada); Jakkris Tangkuampien, Corporate Innovation Coach at Ekipa Consultancy and Former Thailand Lead Innovation Practitioner at Pruksa Holding, Roche and ExxonMobil; Jane W. Wang, Global Leadership Coach & Transformational Coach, Facilitator of Intercultural Competence & DEI, and Activist for Degrowth & Well-Being Economies. The International Innovation Awards and International Innovation Summit 2023 are supported by the International Chamber of Commerce - Philippines, Kuala Lumpur Malay Chamber of Commerce, Malaysian Alliance of Corporate Directors, Malaysia Entrepreneurs’ Development Association, Myanmar Business Executives Association, National Institute of Entrepreneurship and Innovation, Singapore-Thai Chamber Of Commerce, The Philippine Retailers Association (PRA), VietCham Singapore, and 台灣循環經濟與創新轉型協會. PR Newswire is the Official News Release Distribution Partner while the media partners are Bangkok Post, BusinessWorld, Commercial Times, Dailywire.asia, Hong Kong Economic Times, and SME Magazine. FULL RECIPIENT LIST OF THE INTERNATIONAL INNOVATION AWARDS 2023 In a bid to support young Israeli startups facing challenges in securing initial capital, the Israel Innovation Authority (IIA) has unveiled an initiative aimed at fostering collaboration among private investors. The IIA has announced a funding call for proposals to establish up to three private investors clubs, also known as angel investors clubs, to serve as platforms for investors to pool resources and provide crucial support to technological ventures in their early stages. This strategic move goes beyond mere capital injection, as the angel clubs will offer invaluable guidance on legal and financial aspects, aligning with the recently enacted “Angel Law” that incentivizes knowledge-intensive industries. The legislation promises substantial tax benefits for private investors in start-ups, streamlining submissions to the Innovation Authority and facilitating examinations of necessary private funding investments in approved companies. Three-year support package prizeWinners of the competitive procedure will be awarded a three-year support package for the establishment and operation of their clubs, receiving an annual grant of up to NIS 900,000, totaling NIS 2.7 million for each winner. “The Israeli hi-tech industry is the main growth engine of the Israeli economy for the past three decades. As such, it is imperative, even in times of war, to continuously promote and develop this industry at all costs,” said Science and Technology Minister Ofir Akunis. “Government support is needed in order to sustain their leading position at the top of the international hi-tech market.” While individual angel investors currently dominate the Israeli landscape, the formation of organized angel clubs is a rarity. The initiative aims to address this gap by encouraging the pooling of resources, enhancing investment amounts, increasing the likelihood of success and growth for start-ups, and diversifying exposure to a wider range of companies and sectors. Innovation Authority CEO Dror Bin highlighted the need for additional tools to support investments in ventures at their early stages. The initiative complements existing programs, such as emergency aid through the Fast-Track program, and laws encouraging knowledge-intensive industries. “The Innovation Authority will continue to provide solutions for the hi-tech industry in routine and emergency situations to help entrepreneurs establish and grow groundbreaking companies that will form the backbone of the future of Israeli hi-tech,” he said. The MoU seeks to establish a collaborative partnership to promote knowledge and awareness of internal audits in Qatar through joint initiatives that target the internal auditors in the country and focus on developing Qatari talent in this field The Institute of Internal Auditors Qatar Chapter has entered a memorandum of understanding (MoU) with Moore Qatar, which is a global accounting and advisory firm. Moore Qatar started operating in December 2012 to serve the local market's needs by providing professional advisory and assurance services. The purpose of the MoU is to establish a collaborative partnership to promote knowledge and awareness of internal audits in Qatar through joint initiatives that target the internal auditors in the country and focus on developing Qatari talent in this field. "The IIA Qatar chapter focuses on knowledge sharing with regular training, webinars/seminars, and conferences. During 2023, 11 events, including three one-day conferences, were conducted, sourcing well-known audit professionals from around the globe. "This partnership's scope includes collaborating to publish papers, coaching for certifications, internship opportunities for Qatari students, quality reviews for internal audit departments, etc.," Adel al-Hashimi, president of the IIA, said. "As they join hands with IIA Qatar, they look forward to fostering collaboration, sharing knowledge, and contributing to the growth of the internal audit community in Qatar. They aim to elevate standards, promote best practices, and empower professionals on their journey to success," stated Sami Zaitoon, managing partner. Moore Qatar partners Sami Zaitoon, Hassib Kay, Gaurav Kakkar, and Salah Zaitoon along with the IIA Qatar Chapter's leadership including Adel al-Hashimi, Sundaresan Rajeswar, board member and chief adviser, and Rashid al-Rashdi, board member, attended the ceremony. This strategic partnership marks a significant step in the mutual commitment to excellence in internal auditing and professional development. The event concluded successfully, marking one of many milestones moving effectively toward the strategic intent. | ||||||||
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